Showing posts with label investments. Show all posts
Showing posts with label investments. Show all posts

Monday, April 25, 2016

U.S. stock markets finished last week in heady territory - that and more in today's PEEK of the WEEK financial newsletter from Hagen Financial Network


    Peek of the Week

    April 25, 2016

    The Markets


    U.S. stock markets finished last week in heady territory.


    The Dow Jones Industrial Average closed at 18,003. Its all-time closing high is 18,312. The Standard & Poor’s 500 Index was less than 1 percent below its intraday trading record, which was set last year.

    Despite strong stock market performance, optimism was in short supply.

    Barron’s latest Big Money poll showed money managers are less bullish than they were last fall. Just 38 percent were bullish or very bullish about the prospects for stocks in coming months, 46 percent were neutral, and 16 percent were bearish. Their outlook varied by market. Overall, they were most enthusiastic about the United States, European, and emerging markets:

    • U.S. stocks: 72 percent bullish / 28 percent bearish
    • European stocks: 66 percent bullish / 34 percent bearish
    • Emerging markets stocks: 53 percent bullish / 47 percent bearish
    • Japanese stocks: 30 percent bullish / 70 percent bearish
    • Chinese stocks: 29 percent bullish / 71 percent bearish

    The American Association of Individual Investors’ Sentiment Survey reported, when compared to money managers, investors are less neutral (43 percent) and more bearish (24 percent) about what may happen during the next six months.

    Current levels of pessimism might have inspired Sir John Templeton, a renowned contrarian investor. He once said, “Bull markets are born on pessimism, grow on skepticism, mature on optimism, and die on euphoria.”

    Data as of 4/22/16
    1-Week
    Y-T-D
    1-Year
    3-Year
    5-Year
    10-Year
    Standard & Poor's 500 (Domestic Stocks)
    0.5%
    2.3%
    -0.8%
    10.2%
    9.4%
    4.8%
    Dow Jones Global ex-U.S.
    1.0
    1.7
    -11.8
    -0.3
    -1.8
    -0.5
    10-year Treasury Note (Yield Only)
    1.9
    NA
    2.0
    1.7
    3.4
    5.0
    Gold (per ounce)
    1.3
    17.0
    4.5
    -4.4
    -3.7
    7.2
    Bloomberg Commodity Index
    3.3
    5.7
    -17.5
    -14.1
    -13.8
    -7.3
    DJ Equity All REIT Total Return Index
    -1.7
    4.2
    5.1
    7.8
    10.6
    6.7
    S&P 500, Dow Jones Global ex-US, Gold, Bloomberg Commodity Index returns exclude reinvested dividends (gold does not pay a dividend) and the three-, five-, and 10-year returns are annualized; the DJ Equity All REIT Total Return Index does include reinvested dividends and the three-, five-, and 10-year returns are annualized; and the 10-year Treasury Note is simply the yield at the close of the day on each of the historical time periods.
    Sources: Yahoo! Finance, Barron’s, djindexes.com, London Bullion Market Association.
    Past performance is no guarantee of future results. Indices are unmanaged and cannot be invested into directly. N/A means not applicable.

    On average, Americans spend 91 percent of their time indoors or in a vehicle. Just 7 to 8 percent of their time is spent outside. These were the findings of The National Human Activity Pattern Survey (NHAPS) which measures variation in human exposure to pollutants.


    The findings do not bode well for Americans’ health because levels of pollution indoors are a lot higher than those outside and can cause serious health issues. They also are notable because researchers believe being outside has positive health effects:

    “Research published in the Journal of Aging Health shows that getting outside on a daily basis may help older people stay healthy and functioning longer. Participants in the study who spent time outdoors every day at age 70 showed fewer complaints of aching bones or sleep problems, among other health-related problems, at age 77 than those who did not head outside each day.”

    Being outside is thought to have benefits for people of all ages. These may include:

    • Greater optimism
    • Enhanced mental health
    • Improved attention spans
    • Stronger immune systems

    Rearranging time budgets to include more outdoor activities could improve financial outcomes, too, since healthcare costs are a concern for many families, and these costs often increase as people age. The Bureau of Labor Statistics reported, on average, Americans spent about $53,500 in 2014. Almost $4,300 – about 8 percent – was spent on healthcare.

    Weekly Focus – Think About It

    “Everybody needs beauty as well as bread, places to play in and pray in, where nature may heal and give strength to body and soul.”
    --John Muir, American environmentalist and author

    Best regards,
    Leif  M. Hagen
    Leif  M. Hagen, CLU, ChFC                                                                       
    LP Financial Advisor

    Securities offered through LPL Financial Inc.,
    Member FINRA/SIPC.

    P.S.  Please feel free to forward this commentary to family, friends, or colleagues.
    If you would like us to add them to our list, please reply to this e-mail with their e-mail address and we will ask for their permission to be added.

    P.S.S. Also, please remind your friends and family members becoming Medicare eligible that we offer Medicare insurance and Part D options with NO COST to work with Leif as their agent

    For more information and resources visit our website at www.HagenFN.com

    For Medicare supplement and part D information and resources, please visit MEDICAREforSENIORS.info




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    * These views are those of Peak Advisor Alliance, and not the presenting Representative or the Representative’s Broker/Dealer, and should not be construed as investment advice.
    * This newsletter was prepared by Peak Advisor Alliance. Peak Advisor Alliance is not affiliated with the named broker/dealer.
    * Government bonds and Treasury Bills are guaranteed by the U.S. government as to the timely payment of principal and interest and, if held to maturity, offer a fixed rate of return and fixed principal value.  However, the value of fund shares is not guaranteed and will fluctuate.
    * Corporate bonds are considered higher risk than government bonds but normally offer a higher yield and are subject to market, interest rate and credit risk as well as additional risks based on the quality of issuer coupon rate, price, yield, maturity, and redemption features.
    * The Standard & Poor's 500 (S&P 500) is an unmanaged group of securities considered to be representative of the stock market in general. You cannot invest directly in this index.
    * The Standard & Poor’s 500 (S&P 500) is an unmanaged index. Unmanaged index returns do not reflect fees, expenses, or sales charges. Index performance is not indicative of the performance of any investment.
    * The Dow Jones Global ex-U.S. Index covers approximately 95% of the market capitalization of the 45 developed and emerging countries included in the Index.
    * The 10-year Treasury Note represents debt owed by the United States Treasury to the public. Since the U.S. Government is seen as a risk-free borrower, investors use the 10-year Treasury Note as a benchmark for the long-term bond market.
    * Gold represents the afternoon gold price as reported by the London Bullion Market Association. The gold price is set twice daily by the London Gold Fixing Company at 10:30 and 15:00 and is expressed in U.S. dollars per fine troy ounce.
    * The Bloomberg Commodity Index is designed to be a highly liquid and diversified benchmark for the commodity futures market. The Index is composed of futures contracts on 19 physical commodities and was launched on July 14, 1998.
    * The DJ Equity All REIT Total Return Index measures the total return performance of the equity subcategory of the Real Estate Investment Trust (REIT) industry as calculated by Dow Jones.
    * Yahoo! Finance is the source for any reference to the performance of an index between two specific periods.
    * Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance.
    * Economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful.
    * Past performance does not guarantee future results. Investing involves risk, including loss of principal.
    * You cannot invest directly in an index.
    * Consult your financial professional before making any investment decision.
    * Stock investing involves risk including loss of principal.
    * To unsubscribe from the PEEK of the WEEK please click here, or write us at 4640 Nicols Road Suite 203, Eagan MN. 55122.
    * To unsubscribe from the PEEK of the WEEK please reply to this e-mail with “Unsubscribe” in the subject line, or write us at 4640 Nicols Road Suite 203, Eagan MN. 55122.

    Sources:
    http://www.aaii.com (Scroll down to Sentiment Survey in left-hand column)


    #financialadvisorEaganMN #financialplannerEaganMN #wealthmanagementEaganMN
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Location: 4640 Nicols Rd, Eagan, MN 55122, USA

Monday, September 28, 2015

Why didn’t the Fed raise rates in September? Read about that and more in this week's PEEK of the WEEK financial news!

   Peek of the Week
   Sept. 28, 2015
The Markets

Oh, the uncertainty!

Investors are keeping one eye on the Federal Reserve and the other on politicians trying to determine what may happen during the last quarter of the year.

The Fed, which is the central bank of the United States, is responsible for conducting monetary policy with an eye toward full employment and stable prices. If, as St. Louis Fed President James Bullard told Reuters, the economy is near full employment and inflation is sure to rise, then why didn’t the Fed raise rates in September?

Reuters reported voting members of the Federal Open Market Committee (FOMC) decided uncertainty in global markets had the potential to negatively affect domestic economic strength. Mr. Bullard believes the decision puts an October increase in doubt, too, according to Nasdaq.com. Mr. Bullard told reporters:

“For the committee, it's always hard to have made a big decision at one meeting and come back at the next meeting. The key question will be what kind of data did you get during the intervening period that changed your mind, and it's not that clear what data we will have in hand in October that we would be able to cite to support my position, relative to what we had at the September meeting. But it is possible.”

Regardless, Chairwoman Janet Yellen made it clear last week she expects to see a rate hike before year-end. That might have helped settle markets, except Speaker of the House John Boehner resigned soon after Yellen spoke. The Speaker’s resignation made a government shutdown this week less likely, according to Barron’s. However, fiscal policy issues haven’t been resolved. A meeting of the political minds this week would set the stage for a mid-December showdown and that’s data the Fed will have to consider if the December FOMC meeting occurs amidst a government shutdown and debt-ceiling crisis.

No one seemed to be happy with the state of affairs this week, and stock markets were awash in red ink.
Data as of 9/25/15
1-Week
Y-T-D
1-Year
3-Year
5-Year
10-Year
Standard & Poor's 500 (Domestic Stocks)
-1.4%
-6.2%
-1.8%
10.2%
11.1%
4.7%
Dow Jones Global ex-U.S.
-3.4
-9.2
-13.7
0.2
-0.1
0.9
10-year Treasury Note (Yield Only)
2.2
NA
2.5
1.7
2.5
4.3
Gold (per ounce)
0.5
-4.4
-5.5
-13.5
-2.4
9.5
Bloomberg Commodity Index
0.9
-15.2
-25.7
-15.5
-8.7
-6.6
DJ Equity All REIT Total Return Index
-0.3
-4.7
8.4
9.0
11.6
6.9
S&P 500, Dow Jones Global ex-US, Gold, Bloomberg Commodity Index returns exclude reinvested dividends (gold does not pay a dividend) and the three-, five-, and 10-year returns are annualized; the DJ Equity All REIT Total Return Index does include reinvested dividends and the three-, five-, and 10-year returns are annualized; and the 10-year Treasury Note is simply the yield at the close of the day on each of the historical time periods.
Sources: Yahoo! Finance, Barron’s, djindexes.com, London Bullion Market Association.
Past performance is no guarantee of future results. Indices are unmanaged and cannot be invested into directly. N/A means not applicable.

what will they say? Soon, cars will be able to talk with one another. Vehicle-to-vehicle communication (V2V) has been tested in Ann Arbor, Michigan, a relatively mild and polite Midwestern town. Now, V2V is being rolled out in New York City, along with technology that allows traffic signals to contribute their two cents. Just imagine what a New York cab might have to say to another New York cab that changes lanes without signaling.

Okay, it’s nothing like that.

The idea is to reduce traffic accidents. If a dangerous situation arises an alert sounds. Gizmodo.com described it like this:

“These sensors send out signals over a specific wireless spectrum band and also receive them from other vehicles, creating a network of communicating sensors that ping when there’s danger… A secondary form of the technology, called Vehicle-to-Infrastructure, does the same thing – but with sensors embedded in stop signs, traffic lights, and other pieces of road infrastructure.”

Soon, people will be able to install V2V on smartphones so they can ping a warning to approaching cars as well.

While V2V seems like a good idea, pinging a warning to a distracted driver moments before a crash and expecting them to respond appropriately may be asking too much. The Economist suggests that automation – giving vehicles the ability to take over – cannot be far behind. “Depending on how you look at it, that’s a good thing – or terrifying… opening cars and buses up to computerized control also means opening them up to hackers… Imagine the fun they could have if thousands more vehicles could be controlled from computers or smartphones.”

Ultimately, intelligent transportation systems are expected to optimize the number of vehicles that can use roadways, helping save money that would otherwise be spent on expanding infrastructure to accommodate population growth.

Weekly Focus – Think About It

“Forgiveness is the fragrance that the violet sheds on the heel that has crushed it.
--Mark Twain, American writer







Best regards,
Leif  M. Hagen
Leif  M. Hagen, CLU, ChFC                                                                       
LP Financial Advisor

Securities offered through LPL Financial Inc.,
Member FINRA/SIPC.
www.FINRA.com
www.SIPC.com

P.S.  Please feel free to forward this commentary to family, friends, or colleagues.
If you would like us to add them to our list, please reply to this e-mail with their e-mail address and we will ask for their permission to be added.

P.S.S. Also, please remind your friends and family members becoming Medicare eligible that we offer Medicare insurance and Part D options with NO COST to work with Leif as their agent

FREE MEDICARE SUPPLEMENT QUOTE – CLICK HERE

https://www.bluecrossmn.com/distribution/shopping/anonymous.html?producerToken=-z67o5fzk3mu4nb2solwzb34c0i15u6shro4wuum8cpns3rj50cqjqj8pznw2g&profile=ifp#welcome

Please FOLLOW and “LIKE US” on FACEBOOK.com/HagenFN

Please Read our Blog @ http://HagenFinancialNetwork.blogspot.com

Please Follow our Tweets on Twitter.com/SafeLeif

Check out this: http://www.MedicareForSeniors.info
                                                                                               
* This newsletter was prepared by Peak Advisor Alliance. Peak Advisor Alliance is not affiliated with the named broker/dealer.
* The Standard & Poor's 500 (S&P 500) is an unmanaged group of securities considered to be
representative of the stock market in general. You cannot invest directly in this index.
* The Standard & Poor’s 500 (S&P 500) is an unmanaged index. Unmanaged index returns do not reflect fees,
expenses, or sales charges. Index performance is not indicative of the performance of any investment.
* The 10-year Treasury Note represents debt owed by the United States Treasury to the public. Since the U.S.
Government is seen as a risk-free borrower, investors use the 10-year Treasury Note as a benchmark for the long-term bond market.
* Gold represents the afternoon gold price as reported by the London Bullion Market Association.
The gold price is set twice daily by the London Gold Fixing Company at 10:30 and 15:00 and is expressed in U.S. dollars per fine troy ounce.
* The Bloomberg Commodity Index is designed to be a highly liquid and diversified benchmark for the commodity futures market. The Index is composed of futures contracts on 19 physical commodities and was launched on July 14, 1998.
* The DJ Equity All REIT Total Return Index measures the total return performance of the equity subcategory of the Real Estate Investment Trust (REIT) industry as calculated by Dow Jones.
* Yahoo! Finance is the source for any reference to the performance of an index between two specific periods.
* Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance.
* Economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful.
* Past performance does not guarantee future results. Investing involves risk, including loss of principal.
* You cannot invest directly in an index.
* Consult your financial professional before making any investment decision.
* Stock investing involves risk including loss of principal.
* To unsubscribe from the “Peek of the Week”, please reply to this email with “Unsubscribe” in the subject line, or write us at: Hagen Financial Network, Inc. 4640 Nicols Road, Suite 203; Eagan, MN 55122.

Sources:
http://www.federalreserve.gov/faqs/about_12594.htm
http://www.reuters.com/article/2015/09/19/usa-fed-idUSL1N11P0NL20150919
http://www.nasdaq.com/article/feds-bullard-prudent-fed-policy-calls-for-higher-shortterm-rates--2nd-update-20150925-00433
http://www.barrons.com/articles/vw-offers-a-lesson-in-perfidy-so-does-turing-pharmaceuticals-1443248114?mod=BOL_hp_we_columns# (or go to http://peakclassic.peakadvisoralliance.com/app/webroot/custom/editor/09-28-15_Barrons-VW_Offers_a_Lesson_in_Perfidy-Footnote_4.pdf


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Location: 4640 Nicols Rd, Eagan, MN 55122, USA

Wednesday, July 22, 2015

How do you move forward with your investments?


Are you wanting to move forward with your investments?


Watch the video above to discover more!
Or click the link below to go to the playlist
and watch the videos...



Leif Hagen, CLU, ChFC 
LPL Financial Advisor 
Helping people pursue 
financial independence and 
specializing in 
Medicare supplement insurance. 



Hagen Financial Network 
LPL Financial Advisor
Call Leif Hagen @ 651-209-6350
Securities offered through LPL Financial
Member FINRA/SIPC

For a list of states in which
we are registered to do business, 
please visit:


#HagenFN #LPLFinancialAdvisor #FinancialPlanner #FinancialPlannerEaganMN #FinancialPlanner55122
#Medicare #MedicareSupplementalInsurance #Medicareinsurance
#MedicarePartD #WealthManagementEagenMN #FinancialAdviserEagenMN #FinancialAdvisorEaganMN
#MEDICAREforSeniors.info
#MEDICAREforMOM.info
Financial Advisor Eagan MN, Financial Adviser Eagan MN
Medicare For Seniors Info
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Monday, July 20, 2015

ARE YOU MISSING OUT ON A POSSIBLE TRIPLE TAX ADVANTAGE?


Peek of the Week

July 20, 2015

The Markets

Investors around the world breathed a sigh of relief last week.

It wafted many markets higher. The NASDAQ jumped by more than 4 percent. The Standard & Poor’s 500 Index gained 2.4 percent. France’s national benchmark index rose 4.5 percent, Germany’s was up 3.2 percent, Italy’s increased by 3.6 percent, and China’s Shanghai Composite was up 2.1 percent. So, what happened?

Global markets stabilized.

First, the Chinese stock market staunched its wounds and recovered some value, which eased investors’ worries. According to Barron’s, by the end of the week, the Shanghai Composite Index was up 13 percent from its early July low. The market’s recovery owed much to Chinese government intervention. BloombergBusiness explained:

“Chinese policy makers have gone to unprecedented lengths to put a floor under the market as they seek to bolster consumer confidence and prevent soured loans backed by equities from infecting the financial system. Over the past few weeks, they’ve banned large shareholders from selling stakes, ordered state-run institutions to buy shares, and let more than half of the companies on mainland exchanges halt trading.”

Investors also were appreciative when Greece reached an agreement with its creditors. It accepted austerity measures, which voters had soundly rejected with a ‘no’ vote on July 5 to forge a bailout agreement with European Union (EU) leaders.

That doesn’t mean the Greek debt debacle is over. Late last week, the International Monetary Fund issued a memo indicating it would not support a bailout for Greece unless significant debt relief was involved. Neither the EU nor the European Central Bank is interested in forgiving Greek debt. In fact, that was one of the main reasons negotiations with creditors failed the first time around.
Data as of 7/17/15
1-Week
Y-T-D
1-Year
3-Year
5-Year
10-Year
Standard & Poor's 500 (Domestic Stocks)
2.4%
3.3%
8.6%
16.0%
14.7%
5.7%
Dow Jones Global ex-U.S.
1.7
3.9
-5.3
8.1
4.7
3.1
10-year Treasury Note (Yield Only)
2.4
NA
2.5
1.5
3.0
4.2
Gold (per ounce)
-2.3
-5.5
-13.0
-10.6
-0.8
10.4
Bloomberg Commodity Index
-1.8
-6.5
-25.0
-11.6
-5.1
-4.7
DJ Equity All REIT Total Return Index
0.9
-1.4
7.5
9.3
14.5
7.1
S&P 500, Dow Jones Global ex-US, Gold, Bloomberg Commodity Index returns exclude reinvested dividends (gold does not pay a dividend) and the three-, five-, and 10-year returns are annualized; the DJ Equity All REIT Total Return Index does include reinvested dividends and the three-, five-, and 10-year returns are annualized; and the 10-year Treasury Note is simply the yield at the close of the day on each of the historical time periods.
Sources: Yahoo! Finance, Barron’s, djindexes.com, London Bullion Market Association.
Past performance is no guarantee of future results. Indices are unmanaged and cannot be invested into directly. N/A means not applicable.

Are you missing out on a possible triple tax advantage?
If you have a high deductible health insurance plan and you’re not contributing the
maximum to a health savings account (HSA), then you may be missing out. A study
cited by The Washington Post found just one in 20 people with HSAs take full advantage
of the opportunity.

In general, HSAs offer three tax benefits:

Contributions are federally tax-deductible up to certain limits
($3,350 for a single person and $6,650 for a family in 2015;
add $1,000 to those limits if you’re age 55 or older).

Any interest earned on money in an HSA grows tax-deferred.

Withdrawals used to pay qualified medical expenses are income tax free.

Tax advantages aren’t the only reason to open an HSA. Money set aside in these
accounts can be used to pay health insurance deductibles as well as qualified
medical expenses. Although, according to The New York Times, determining
which products can be purchased with HSA savings can be confusing:

“Under a change enacted with the Affordable Care Act, most over-the-counter drugs, like common allergy medications or pain relievers, are HSA-eligible
only if you get a prescription for them from your doctor. On the other hand,
items like sunscreen and contact lens solution are eligible for purchase – without a prescription – with your HSA funds.”

HSA assets also can be used to pay health insurance premiums (if workers are
receiving unemployment benefits) and long-term care premiums.

It’s important to make sure HSA funds are used for qualified expenses because
any money withdrawn for non-qualified expenses is taxed as ordinary income,
plus a 20 percent penalty tax is assessed if the account holder is younger than age 65.

That brings us to another advantage provided by HSAs. Kiplinger.com explained
money not spent during the contribution year remains in the account. Any earnings
grow tax-deferred and the savings that accumulate may be used for qualified medical
expenses in the future or, once the account holder reaches age 65, for living expenses.
In the latter case, withdrawals may be taxed as ordinary income.

Weekly Focus – Think About It

“In theory there is no difference between theory and practice. In practice there is.
                                                                   --Yogi Berra, American baseball player


Best regards,

 Leif  M. Hagen
Leif  M. Hagen, CLU, ChFC                                                                       
LP Financial Advisor

P.S.  Please feel free to forward this commentary to family, friends, or colleagues. If you would like us to add them to our list, please reply to this e-mail with their e-mail address and we will ask for their permission to be added.

P.S.S. Also, please remind your friends and family members becoming Medicare eligible that we offer Medicare insurance and Part D options with NO CHARGE to work with me as their agent.

FREE MEDICARE SUPPLEMENT QUOTE – CLICK HERE

https://www.bluecrossmn.com/distribution/shopping/anonymous.html?producerToken=-z67o5fzk3mu4nb2solwzb34c0i15u6shro4wuum8cpns3rj50cqjqj8pznw2g&profile=ifp#welcome

Securities offered through LPL Financial Inc.,
Member FINRA/SIPC.
www.FINRA.com
www.SIPC.com


Please FOLLOW and “LIKE US” on FACEBOOK.com/HagenFN

Please Read our Blog @ http://HagenFinancialNetwork.blogspot.com

Please Follow our Tweets on Twitter.com/SafeLeif

Check out this: http://www.MedicareForSeniors.info
                                                                                               
* This newsletter was prepared by Peak Advisor Alliance. Peak Advisor Alliance is not affiliated with the named broker/dealer.
* The Standard & Poor's 500 (S&P 500) is an unmanaged group of securities considered to be representative of the stock market in general. You cannot invest directly in this index.
* The Standard & Poor’s 500 (S&P 500) is an unmanaged index. Unmanaged index returns do not reflect fees, expenses, or sales charges. Index performance is not indicative of the performance of any investment.
* The 10-year Treasury Note represents debt owed by the United States Treasury to the public. Since the U.S. Government is seen as a risk-free borrower, investors use the 10-year Treasury Note as a benchmark for the long-term bond market.
* Gold represents the afternoon gold price as reported by the London Bullion Market Association. The gold price is set twice daily by the London Gold Fixing Company at 10:30 and 15:00 and is expressed in U.S. dollars per fine troy ounce.
* The Bloomberg Commodity Index is designed to be a highly liquid and diversified benchmark for the commodity futures market. The Index is composed of futures contracts on 19 physical commodities and was launched on July 14, 1998.
* The DJ Equity All REIT Total Return Index measures the total return performance of the equity subcategory of the Real Estate Investment Trust (REIT) industry as calculated by Dow Jones.
* Yahoo! Finance is the source for any reference to the performance of an index between two specific periods.
* Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance.
* Economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful.
* Past performance does not guarantee future results. Investing involves risk, including loss of principal.
* You cannot invest directly in an index.
* Consult your financial professional before making any investment decision.
* Stock investing involves risk including loss of principal.
* To unsubscribe from the “Peek of the Week”, please reply to this email with “Unsubscribe” in the subject line, or write us at: Hagen Financial Network, Inc. 4640 Nicols Road, Suite 203; Eagan, MN 55122.

Sources:
http://online.barrons.com/mdc/public/page/9_3063-economicCalendar.html (Click on U.S. & Intl Recaps, International Perspective “Risk aversity fades,” then scroll down to Global Stock Market Recap chart) (or go to http://peakclassic.peakadvisoralliance.com/app/webroot/custom/editor/07-20-15_Barrons-Global_Stock_Market_Recap-Footnote_1.pdf)
http://online.barrons.com/articles/google-china-and-greece-offer-balm-to-the-markets-1437196237?mod=BOL_hp_we_columns (or go to http://peakclassic.peakadvisoralliance.com/app/webroot/custom/editor/07-20-15_Barrons-Google_China_and_Greece_Offer_Balm_to_the_Markets-Footnote_2.pdf)
http://www.bloomberg.com/news/articles/2015-07-17/chinese-bazooka-xi-readies-483-billion-to-end-stock-selloff
http://www.theguardian.com/business/2015/jul/05/greek-referendum-no-vote-signals-huge-challenge-to-eurozone-leaders
http://www.npr.org/sections/thetwo-way/2015/07/15/423218128/greeces-parliament-poised-to-vote-on-austerity-measures
http://www.washingtonpost.com/news/get-there/wp/2015/07/14/people-could-save-a-lot-of-money-on-health-care-if-only-they-knew-how-to-use-health-savings-accounts/
http://www.hsacenter.com/what-is-hsa.html
http://www.shrm.org/hrdisciplines/benefits/articles/pages/2015-hsa-limits.aspx
http://www.nytimes.com/2015/07/18/your-money/when-using-a-health-savings-account-know-what-is-eligible.html?ref=business (or go to http://peakclassic.peakadvisoralliance.com/app/webroot/custom/editor/07-20-15_NYTimes-When_Using_a_Health_Savings_Account_Know_What_is_Eligible-Footnote_9.pdf)
http://www.kiplinger.com/article/insurance/T027-C000-S002-health-savings-accounts.html
http://www.brainyquote.com/quotes/quotes/y/yogiberra141506.html


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